Recent Articles
What Today’s Jobs Report Means for Mortgage Rates
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
Published on 11/21/2025
📘 The Ultimate 2025-26 Guide to New Orleans and Surrounding Areas Homeowners Insurance Costs (and What First-Time Buyers MUST Know Before Shopping for a Home)
Introduction: The #1 Cost Factor New Orleans and Surrounding Areas Homebuyers Overlook — And Why It Can Make or Break Your Monthly Payment When most first-time buyers in New Orleans and surrounding areas start planning to purchase a home, they focus on interest rates, down payments, loan types, and credit scores. And while those are important, there’s one cost that has quietly become the biggest factor affecting affordability: Your homeowners insurance cost in New Orleans and surrounding areas can influence your monthly payment more than your mortgage rate. Depending on the home’s age, elevation, roof condition, flood risk, and location, insurance can swing your monthly payment by $300–$600+ per month — sometimes even more. That’s why “New Orleans and surrounding areas homeowners insurance cost” is one of the most frequently searched real estate questions locally right now. As a mortgage broker and creator of the Ultimate Mortgage Loan Experience, I help first-time buyers understand this hidden cost upfront so they don’t fall in love with a home that doesn’t fit their true budget. My goal is simple: give you clarity, eliminate surprises, and help you buy with confidence. This guide breaks everything down step-by-step.
Published on 11/14/2025
50-Year Mortgages? Here’s What You Need to Know
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Published on 11/11/2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
Published on 11/08/2025
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.
Published on 11/06/2025
Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why
The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.
Published on 10/29/2025
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.
Published on 10/22/2025
Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.
Published on 10/15/2025
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Published on 10/10/2025