Unsecured Business Line of Credit


Flexible revolving credit solutions designed to help established businesses manage cash flow, seize opportunities, and maintain access to working capital without pledging collateral.

  • Approvals available up to $1.5 million
  • 12 to 36 month repayment terms
  • Revolving access to funds
  • Early payoff options available

Offered in all states, including Hawaii. Not available in North Dakota or South Dakota.


How This Works

This is a referral-based business funding solution. We provide program information and connect qualified businesses with a lending partner who completes underwriting and funding.

Loan approval, rates, terms, and funding amounts are determined by the lending partner based on underwriting guidelines and creditworthiness.


Basic Underwriting Guidelines

  • Minimum FICO score: 575
  • Minimum time in business: 1 year
  • Minimum annual revenue: $500,000
  • At least 3 W-2 employees required
  • Borrower must be a U.S. citizen or permanent resident

Industry Eligibility


Eligible Industries

 - Restaurants
 - Manufacturing
 - Medical Services
 - Medical Spas
 - Spas
 - Breweries
 - Liquor Stores
 - Food Distribution
 - IT
 - Retail


Non-Eligible Industries

 - Home Renovation
 - Home Improvement
 - Contractors
 - Home Remodel
 - Real Estate
 - Agriculture
 - Trucking
 - Cannabis
 - Consultants
 - Car Dealerships