Recent Articles
FHA House Hacking in New Orleans: Buy a Duplex with 3.5% Down
Learn how first-time buyers in New Orleans can use an FHA loan to purchase a duplex, triplex, or fourplex with 3.5% down. Real strategy from a 20+ year mortgage expert.
Published on 02/27/2026
DSCR vs Conventional Investment Loans in New Orleans: Which Is Better for Rental Properties?
Comparing DSCR and conventional investment loans in New Orleans and surrounding parishes. Learn qualification rules, prepayment penalties, reserves, and which strategy works best for long-term rental investors.
Published on 02/20/2026
FHA Loans & Non-Borrowing Spouses in Louisiana (2026 Guide for New Orleans Buyers)
Buying a home in New Orleans with an FHA loan and only one spouse applying? Learn how Louisiana community property rules affect spouse signatures, debts, and affidavit of intervention options.
Published on 02/13/2026
New Orleans Jumbo Loan Limit 2026 The $832,750 Line and How To Plan Around It
Confused about jumbo loans in New Orleans for 2026 Learn how the 832,750 jumbo line works in Orleans, Jefferson, and St Tammany parishes and how to plan your purchase with Charles H. Parharm, Jr. at Max Mortgage LLC.
Published on 02/06/2026
Loyalty to Your Bank? Even With Your Home-Loan?
Decided whether you are should use your bank or a mortgage broker?
Published on 02/06/2026
Reverse Mortgage Louisiana: How New Orleans Seniors Use HECM To Afford Insurance And Stay Home
Discover how New Orleans and Southeast Louisiana seniors are using FHA reverse mortgages (HECM) to eliminate monthly payments, cover soaring insurance costs, and stay in their homes with confidence.
Published on 01/30/2026
Refinancing Isn’t Just About the Rate — It’s About Your Options
Learn what options refinancing makes available to you.
Published on 01/28/2026
DSCR Loans in New Orleans: 2026 Guide To Qualifying On Rental Income, Not W2s
Thinking about buying a rental in New Orleans or the surrounding parishes, but your income is not a perfect fit for a traditional mortgage? Learn how DSCR loans let investors qualify based on rental income, typical credit, down payment, and reserve guidelines, plus real insights from local mortgage advisor Charles H. Parharm, Jr.
Published on 01/23/2026
Where Will You Be in 10 Years? A Financial Look at Renting vs. Buying in Timberlane, LA
Plan your 10-year financial future with homeownership in Timberlane, Gretna, and New Orleans. Max Mortgage shows how buying beats renting.
Published on 01/19/2026