MAXPower 5 Homeownership Advantage
5%Potential earned income*
$16,000Maximum potential amount*
4 to 6 hrsApproximate pre-closing education
*Potential earned income is conditional, subject to program approval, not guaranteed, not down payment assistance and not automatically cash to close.
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Quick answerWhat is MAXPower 5?
MAXPower 5 is a five-year homeownership research program for eligible FHA homebuyers in Louisiana, Texas, Mississippi, Alabama, Florida and Georgia. Offered exclusively by Max Mortgage, it combines financial education, conditional potential earned income, a review of homeowner-owned solar financing, post-closing mentorship and surveys. Eligibility, fees, terms and any earnings depend on written program terms and lender approval.
Explore the FHA home purchase with solar eligibility details in Louisiana, Texas, Mississippi, Alabama, Florida and Georgia and participation commitments before scheduling a review. Last updated: October 23, 2026
At a glanceMAXPower 5 key facts
MAXPower 5 is a homeownership advantage research program that combines FHA financing review, education, conditional potential earnings, solar review and follow-through.
- Program name: MAXPower 5 Homeownership Advantage.
- Exclusively offered by: Max Mortgage, LLC.
- Location: Available in Louisiana, Texas, Mississippi, Alabama, Florida and Georgia where Max Mortgage is licensed; eligibility and approval must be verified.
- Who it may fit: FHA purchase or refinance scenarios with a solar-suitable property and applicants able to meet FHA and lender criteria. The program has a 640 minimum credit score and requires 3.5% of the buyer's own funds available; gift funds are allowed. Condominiums are not eligible.
- Key conditions: Potential earned income may equal 5% of the purchase price, maximum $16,000, subject to approval. It is not guaranteed, not down payment assistance and not automatically cash to close.
- Fees and commitments: $149 for approximately 4 to 6 hours of pre-closing education; $99 for approximately 9 hours of post-closing mentorship; two surveys per year for five years.
- How to start: Schedule a conversation with Max Mortgage to review FHA and MAXPower 5 eligibility, property and solar suitability, costs, timing and responsibilities.
Schedule an Appointment Today!
About the ProgramMore than a mortgage conversation
MAXPower 5 is a social innovation research program. It studies financial education, savings and long-term homeowner outcomes. Max Mortgage exclusively offers the program and helps prospective buyers compare FHA financing options and review eligibility.
The experience brings together financial education, potential earned income under program rules, review of financing for a suitable solar installation, and post-closing mentorship and surveys. The right fit depends on your loan, home, program eligibility and written terms.
- Review FHA and MAXPower 5 options before making a decision
- Discuss possible eligible uses of any approved program earnings
- Consider mortgage and electricity expenses together
- Review solar suitability, costs and financing for your property
- Understand the education, mentorship and survey commitments
Schedule an Appointment Today!
01 | Education
Complete approximately 4 to 6 hours of financial education before closing. The participation fee is $149.
02 | Potential earnings
You may qualify for earned income equal to 5% of the purchase price, maximum $16,000. Eligibility, timing and permitted use depend on program approval and lender rules.
03 | Solar review
Review whether the property and financing scenario may support an eligible homeowner-owned solar installation. Costs and actual savings vary.
04 | Follow-through
After closing, plan for approximately 9 hours of mentorship, a $99 participation fee, and two surveys per year for five years.
Potential Program BenefitsExplore the parts of MAXPower 5
The program is designed to help you consider financing, education and household energy costs together. Outcomes and eligibility are individual and are not guaranteed.
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Potential earned income
You may qualify for earned income equal to 5% of the purchase price, maximum $16,000, subject to approval and program rules. It is not guaranteed, not down payment assistance and not automatically cash to close.
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Solar financing review
Explore financing for a solar system you own rather than lease, if the home, system and loan meet applicable requirements. Installation cost, energy output, financing and savings vary.
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Financial education
Approximately 4 to 6 hours of financial education are expected before closing. The participation fee is $149, subject to the written program terms.
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Mentorship after closing
The program describes approximately 9 hours of post-closing mentorship. The participation fee is $99.
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Five-year follow-through
Participants are asked to complete two surveys per year for five years as part of the research program.
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Personalized FHA comparison
Review FHA options, permitted expenses, cash needed to close, solar financing costs and projected monthly mortgage plus electricity expenses for your scenario.
Eligibility ReviewStart with your home and financing scenario
MAXPower 5 is available for eligible FHA purchase or refinance scenarios in Louisiana, Texas, Mississippi, Alabama, Florida and Georgia. All program, lender and FHA criteria must be reviewed and verified for your individual situation.
FHA scenario
FHA purchase or refinance scenario and ability to meet FHA lending standards. Underwriting, mortgage insurance and funds-to-close requirements apply.
Credit and funds
A minimum credit score of 640 and 3.5% of your own funds available are required, even if those funds are not needed at closing. Gift funds are allowed.
Property and solar
The property must be suitable for solar installation. Roof, property, occupancy and home type require review. Condominiums are not eligible.
Program availability
Available in Louisiana, Texas, Mississippi, Alabama, Florida and Georgia where Max Mortgage is licensed.
Important
FHA solar calculations, mortgage limits, underwriting, property eligibility and all applicable agency requirements apply. A personalized review is needed to determine whether your situation qualifies.
Simple ProcessFour steps to explore your options
The four steps are to connect with Max Mortgage, explore FHA and MAXPower 5 eligibility, verify the home and solar fit, then compare costs, cash to close, timing and responsibilities.
1
Connect
Discuss your homebuying goals with Max Mortgage.
2
Explore
Get a personalized review of FHA and MAXPower 5 eligibility.
3
Verify
Review the home, solar feasibility, program rules and required documents.
4
Compare
Review projected monthly costs, cash to close, timing and responsibilities.
Important DetailsKnow the commitments and conditions
Program participation, potential payments and permitted uses are governed by written terms and lender approval. FHA and property requirements remain in effect.
Potential earned income
- May equal 5% of the purchase price, maximum $16,000, if approved
- Not guaranteed and not down payment assistance
- Not automatically cash to close; FHA funds-to-close rules apply
- Eligibility, timing and use depend on program approval
- Possible uses are subject to program and lender rules
Participation time and fees
- Before closing: approximately 4 to 6 hours of financial education
- Before closing participation fee: $149
- After closing: approximately 9 hours of mentorship
- After closing participation fee: $99
- Two surveys per year for five years
FHA and qualification
- FHA underwriting and applicable agency rules apply
- A minimum credit score of 640 applies
- Show 3.5% of your own funds available; gift funds are allowed
- Mortgage insurance and funds-to-close requirements apply
- Program and lender criteria require individual verification
Solar and property review
- Roof and property suitability are reviewed for solar
- Review system cost, energy output and warranties
- Utility rates, insurance and tax considerations may matter
- FHA solar calculations and loan limits apply
- Installation costs, financing and actual savings vary
Possible approved uses
- Eligible closing costs
- Approved mortgage buydown arrangements
- Other permitted transaction expenses
- Potential financial goals may include debt paydown or savings
- All uses remain subject to program and lender rules
Solar financing claims
- Financing structure depends on FHA calculations and lender approval
- No savings, appraisal or payment outcome is promised
- Compare projected mortgage and electricity costs for your property
- Actual costs, utility rates and energy output vary
Illustrative ExampleA monthly cost illustration
This illustration compares standard FHA and FHA plus MAXPower 5 monthly costs. This is not a loan quote or savings estimate. Solar financing may increase the mortgage payment, and actual utility costs and savings vary.
| Illustrative monthly cost | Standard FHA | FHA + MAXPower 5 |
|---|
| Mortgage | $2,000 | $2,200 |
| Electric bill | $300 | $100 |
| Combined | $2,300 | $2,300 |
Illustration only, not a loan quote or savings estimate. Actual mortgage, solar and utility costs depend on the borrower, home, system, financing and utility rates.
Common QuestionsFrequently Asked Questions
Review these common questions alongside your individual loan and program review.
What is MAXPower 5?
It is a social innovation research program. It involves financial education, potential earned income, solar financing review, mentorship and follow-up surveys. Max Mortgage helps compare FHA options and review eligibility.
Is the potential 5% a down payment grant or guaranteed cash to close?
No. Any potential earned income, equal to 5% of the purchase price, maximum $16,000, is subject to program approval and is not guaranteed. It is not down payment assistance or automatically cash to close. FHA funds-to-close requirements still apply.
What credit and funds requirements apply?
A minimum credit score of 640 and 3.5% of your own funds available are required, even if those funds are not needed at closing. Gift funds are allowed. FHA and lender approval requirements apply.
What fees and time commitments should I expect?
Plan for approximately 4 to 6 hours of financial education before closing with a $149 participation fee, then approximately 9 hours of mentorship after closing with a $99 fee. Participants complete two surveys per year for five years. Written program terms apply.
Are solar savings guaranteed?
No. A homeowner-owned solar installation may help offset electricity costs, but installation cost, financing, energy output and actual savings depend on the property and other factors. Review the roof, system cost, utility rates, insurance, taxes and FHA requirements.
Which states is MAXPower 5 available in?
MAXPower 5 is available in Louisiana, Texas, Mississippi, Alabama, Florida and Georgia.
Which properties may be eligible?
FHA purchase or refinance scenarios may be considered for a property suitable for solar. Condominiums are not eligible. Occupancy, home type, loan limits, FHA calculations and all lender and program criteria must be verified.
How do I find out whether the program fits my situation?
Schedule a conversation to discuss your goals, review FHA and MAXPower 5 eligibility, verify the home and solar feasibility, and compare projected monthly costs, cash to close, timing and responsibilities.
Your home. Your budget. Your next step.
Explore your FHA options, the MAXPower 5 participation commitments and potential benefits with a personalized review. There are no one-size-fits-all promises. Eligibility and all program terms require verification.
Call (504)-584-8999
MAXPower 5 is presented as a research program involving earned income, financial education, mentorship and solar financing. Program participation, any payments, permitted uses, fees and state availability are subject to written program terms and lender approval. FHA financing remains subject to underwriting, property eligibility, mortgage insurance, funds-to-close requirements and all applicable agency requirements. This presentation is for educational and marketing purposes only and is not a commitment to lend. All loans subject to approval. Equal Housing Opportunity. NMLS #1413036 | Company NMLS #1446745
Max Mortgage, LLC | Company NMLS #1446745 | 419 Lapalco Blvd, Gretna, LA 70056 | Equal Housing Opportunity
